Widowhood Wednesday - 10/15/14

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DISCLAIMER -
This is NOT intended to be professional advice of ANY sort!!
Please talk to your attorney and accountant about your affairs -
Your situation is unique to YOU!!
This is simply some of what I did - and it may or may not be -
What you want/need to do when the time comes - ;))
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That first Friday -

I made two more BUSINESS calls - ;))

My husband got a pension from his former employer -

And I had a copy of one of his checks in the binder -

Thinking that was all I needed -

BUT -

Nowhere on the check was a PHONE NUMBER to call -

So I had to look that up -

And figure out exactly whom I needed to inform of his death - ;))

Also -

Our Medical and Dental Insurance Premiums -

Though his former employer -

Were deducted from his pension check -

And my premium changed from “Family” coverage to “Surviving Spouse” -

So I had to contact his former employer’s HR department -

To inform them and arrange for the payment of the new premiums - ;))



PLEASE REMEMBER -
This is simply some of what I did -
And it may or may not be what you want or need to do -
When the time comes - ;))



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HOMEWORK -

Make a list of CURRENT/FORMER EMPLOYER contacts to notify -

PENSION people - if your husband gets a pension check -
Make a copy of the check -
AND -
Get the name and phone number of the person you need to notify in the event of his death -

HUMAN RESOURCES DEPT -
If Medical/Dental insurance is deducted from the pension check -
Get the name and phone number of the person you need to notify in the event of his death -

These people can also spread the word around the “office” -
And save you some phone calls and emails - ;))

Widowhood Wednesday - 10/8/14

DISCLAIMER -
This is NOT intended to be professional advice of ANY sort!!
Please talk to your attorney and accountant about your affairs -
Your situation is unique to YOU!!
This is simply some of what I did - and it may or may not be -
What you want/need to do when the time comes - ;))
==========


My husband died on a Thursday -

So the next day - Friday -

I contacted the first batch of BUSINESS people -

And another FAMILY member -

Then I was able to concentrate on notifying -

More FAMILY and FRIENDS -

Over the weekend -

Before contacting more BUSINESS people on Monday - ;))

The first three BUSINESS people I notified were -

Our Attorney - for “Family Trust” issues -
It seems that nobody makes a “Will” these days -
Having a “Family Trust” is the current rage -

Our Accountant - because I don’t DO our taxes anymore - haha -
And the IRS and State Income Tax Dept need to know that he died -
And the accountant can take care of that for me -

Our Financial Advisor - who handles our IRA’s -
We each have one -
And they each have beneficiaries -
In the event of our deaths -

And as I made my calls -

I made a note of who needed a “Certified” copy of the Death Certificate -

And who would accept a “regular” copy -

Because the dang things are expensive -

And I didn’t want to get more than I needed - ;))



PLEASE REMEMBER -
This is simply some of what I did -
And it may or may not be what you want or need to do -
When the time comes - ;))


===
HOMEWORK -

Make a list of BUSINESS contacts to notify -

Your Attorney - if you have one or have a “Family Trust” -
Your Accountant - if you have one do your taxes -
Your Financial Advisor - if you have one or any investments or IRAs -